Liability

Specialist liability underwriting for complex risks.

Direct access to market-leading liability expertise, built through years of managing some of the largest and most complex liability portfolios in the Lloyds market.
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WHY A SPECIALIST POLICY?

Most businesses outgrow the limits of a standard Liability policy. Complex operations, higher-risk activities and demanding contractual requirements often require broader protection, higher limits and more technical underwriting than traditional markets can provide.

Crux Liability offers coverage, meaningful capacity and experienced underwriting, giving confidence that complex risks are understood and appropriately protected.

Coverages

  • Liability (Public/Products/Pollution)
  • Employers’ Liability and Worker’s Compensation
  • Auto Liability
  • Professional Indemnity
  • Construction Liability
  • Single project construction/Wrap up liability

Who’s it for?

  • Construction
  • Contractors
  • Energy onshore—upstream, downstream and midstream
  • Energy offshore
  • Power and Utilities
  • Wholesale
  • Sports, Leisure and Entertainment
  • Retail and Property Owners
  • Transportation
  • Public entities
  • Complex risks

Limits

  • Line size up to GBP 40m
  • Line size up to USD 60m
  • Line size up to EUR 53.3m
  • Line size up to AUD 80m
  • Line size up to CAD 80m

SECURITY & CLAIMS HANDLING

  • Fully backed by Lloyd’s capacity
  • Flexible capacity deployment via consortia if required
  • Industry leading claims handling, managed by DWF Global Claims Management

NEED TO KNOW MORE?

Talk to an expert. There is no substitute for years of underwriting experience.

Work with us

Crux brings underwriting expertise and technology together in one connected workflow, making it easier to trade risks with confidence.

  • Faster responses
  • Simpler submission journeys
  • Greater underwriting consistency
  • Transparent risk tracking
  • Access to specialist expertise
  • Strong, trusted capacity